Earnings Disclaimer for DumbPassiveIncome.com

We aim to provide the best business information possible and in doing so we often mention and recommend products. Some, but not all, of the services and products on the site may pay us a referral fee or commission when customers get approved for certain products or services. This compensation makes it possible for us to continue providing you the best financial information possible.

All of the analysis, opinions, and research on the site are the author’s and advertisers have no editorial input.

We appreciate your trust that we will provide the most accurate information and using our links to apply for various products helps us continue providing you the best information available.

We strive to keep our information accurate and up to date but that is not always possible. In the event of a discrepancy, follow the details on the provider’s website. There may be times where you visit a business, service provider, or a product’s site and see something different. All of our information is presented without warranty and while we try to maintain accurate information, it’s difficult to in such a rapidly changing environment. The financial institution, service provider, or a product’s website has the most accurate information.

For example, we are a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to amazon.com.

Finally, this site contains user-generated content. This content is not provided or commissioned by any of our advertisers. Responses have not been reviewed, approved or otherwise endorsed by our advertisers and it is not the bank advertiser’s responsibility to ensure all posts and/or questions are answered.

If you have any questions about our advertising or affiliate relationships, please contact us.

General Disclaimer for DumbPassiveIncome.com

A bit more legal mumbo jumbo, but in plain English…

Affiliate Links

Many of the links on DumbPassiveIncome.com are in fact affiliate links. If you choose to make a purchase from any other site after clicking through from this site, I will receive a small commission. You never pay extra because of this (in some cases you actually get a discount if you use my link!). I appreciate your support and Thank You in advance if you do choose to use my affiliate links.


DumbPassiveIncome.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to products on Amazon.com. Amazon and the Amazon logo are trademarks of Amazon.com, Inc, or its affiliates.

Personal Capital

Personal Capital Advisors Corporation (“PCAC”) compensates (“Dumb Passive Income”) for new leads. (“Dumb Passive Income”) is not an investment client of PCAC.


I am responsible for what I write on my website. YOU are responsible for what YOU write on my website. If you do choose to comment on my website, understand that you alone are responsible for those comments. If you aren’t comfortable with taking responsibility for those comments, then keep them to yourself. Thanks. I also reserve the right to delete comments on my site for any reason.

Financial Decisions

My financial decisions are always my own, and yours are always your own. I might write about certain tools or programs that I use to help me earn or maintain my passive income streams. I’m not telling you to do the same. You might decide to do the same after reading my site, but it is not my responsibility if you lose money or it doesn’t work out for you. Your money is your money and your decisions are your decisions.

Content Validity

At the time of writing, this blog is already over 10 years old. At the time you are reading this, it could be 85 years old or more. I might have written something 30 days ago or 84 years ago and it may no longer be true or valid. I’m usually always right at the time of posting, but once the article is more than 1 second old, things can change and I could end up wrong.

Content Accuracy

I link to sources and make sure my content is as accurate as possible. If I make a factual mistake, let me know and I will fix it. On the other hand, my opinions are frequently very… well… opinionated. My opinion is never wrong unless I change my mind. You are welcome to disagree with me, but I’m welcome to disagree with you.

External Links

Imagine if you left your house today for work, then returned to the exact same address and there was a completely different building there. Welcome to the internet. When I post a link, I direct you to what I saw at that link. If the content on that link has changed since I posted it, not my fault. In fact, I’m never responsible for content on other people’s sites, even if it is the content I wanted to link to. If you don’t like what you see on somebody else’s site – please take it up with them.

Photographs and Graphic Images

All images on DumbPassiveIncome.com with attribution are creative commons images. The image owner has been generous enough to share the image with everyone. Check out their webpage if you want to see more of their work. If there is not attribution, the image is either licensed, or it is my own.


The intent of this blog is not to malign any religion, ethnic group, club, organization, company, or individual. The intent of this blog is also to share correct information and share my opinion. I will not be held responsible for libel for any of my opinions, facts I report, or anything external to this website.


This blog is my own. It doesn’t represent the views of my employer, my church or my wife. It doesn’t represent the views of my city, state or country. Nor does it represent the views of my race, socioeconomic status or any other group. This blog represents me as an individual. Furthermore, the content of any guest post or paid writer is the responsibility of that author.

Do No Harm

This blog exists for the sharing of my personal knowledge and information. I can’t make you rich, poor, famous, desolate, taller, shorter, smarter, dumber, or anything else. Anything you choose to do after reading this website is your responsibility alone

Language Issues

I speak and write in English. Most of my readers do too. If you are reading this site in a different language, I am not responsible for the translation and/or any unintended meaning of a bad translation. I could try to write a blog in another language, but I’d run out of things to say after “hello”.


All content and media on this website is protected under copyright law in the United States of America. Republishing entire articles is strictly prohibited. However, you may use portions of my content as long as you give me credit (or the original author/photographer if it is not mine) by linking to the original content as a reference. As long as you give credit where credit is due, we’re cool.

International and Cultural Laws

I am governed by the laws of the United States of America (although sometimes I wish I wasn’t). If you are governed by the laws of another country, you better make sure visiting this site doesn’t break any of those laws. If this site is illegal for you, then you have to deal with the legal ramifications, not me.

Website Authors

For most of the first decade that this blog existed, I was the only author. Over time, I started to allow guest authors and paid authors. All of the general disclaimer information mentioned above (as written by me in the first person) also applies to any guest or paid authors with published content on DumbPassiveIncome.com

Contacting Us

If there are any questions regarding these disclaimers, you may contact me using the information below.

Email via my Contact page or mail to:

[Insert name and mailing address here]


Last Edited on February 22, 2024

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